A.B. Mendez | Senior Vice President and Director of Investor Relations |
Phillip Green | Chairman and Chief Executive Officer |
Jerry Salinas | Executive Vice President and Chief Financial Officer |
Steven Alexopoulos | JPMorgan Chase & Co |
Peter Winter | D.A. Davidson |
Brady Gailey | Keefe Bruyette & Woods |
Ebrahim Poonawala | BofA Securities |
Manan Gosalia | Morgan Stanley |
Broderick Preston | UBS Investment Bank |
Jon Arfstrom | RBC Capital |
Greetings, and welcome to the Cullen/Frost Bankers Inc., First Quarter Earnings Conference Call. At this time, all participants are on a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded.
It is now my pleasure to introduce your host A.B.