Brad Kessel | President and CEO |
Rob Shuster | EVP and CFO |
Steve Erickson | EVP and Treasurer |
Brendan Nosal | Sandler O'Neill and Partners |
John Rodis | Janney Montgomery Scott |
Kevin Reevey | D.A. Davidson |
Good day, and welcome to the Independent Bank Corporation's 3Q '19 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note this event is being recorded.
I would now like to turn the conference over to Mr. Brad Kessel, President and CEO.