Brad Kessel | President & CEO |
Steve Erickson | EVP & Treasurer |
Jim Mack | EVP & Head, Commercial Banking |
Brendan Nosal | Piper Sandler |
Damon DelMonte | KBW |
John Rodis | FIG Partners Janney Montgomery Scott LLC |
Russell Gunther | D.A. Davidson |
Welcome to the Independent Bank Corporation First Quarter 2020 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded.
I would now like to turn the conference over to Brad Kessel, President and CEO. Please go ahead.
Good morning.