William Kessel | executive |
Joel Rahn | executive |
Gavin Mohr | executive |
Erik Zwick | analyst |
Matthew Renck | analyst |
Hello all, and welcome to Independent Bank Corporation's Third Quarter 2023 Earnings Call. My name is Olivia, and I'll be your operator today. [Operator Instructions] I'll now hand you over to your host, Brad Kessel, to begin. Please go ahead.
Good morning, and welcome to today's call.