Daniel Eller | Investor Relations |
Jeff Brown | Chief Executive Officer |
Jen LaClair | Chief Financial Officer |
Sanjay Sakhrani | KBW |
Betsy Graseck | Morgan Stanley |
Moshe Orenbuch | Credit Suisse |
Rob Wildhack | Autonomous Research |
Rick Shane | JPMorgan |
Eric Wasserstrom | UBS |
Arren Cyganovich | Citi |
John Hecht | Jefferies |
Ladies and gentlemen, thank you for standing by and welcome to the Ally Financial Second Quarter 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker’s presentation, there will be a question-and-answer session. [Operator Instructions] I would now like to hand the call over to Daniel Eller, Head of Investor Relations for Ally. Please go ahead.