Sean Leary | Head, Investor Relations |
Jeff Brown | Chief Executive Officer |
Jenn LaClair | Outgoing Chief Financial Officer |
Brad Brown | Interim Chief Financial Officer |
Ryan Nash | Goldman Sachs |
Moshe Orenbuch | Credit Suisse |
Betsy Graseck | Morgan Stanley |
Sanjay Sakhrani | KBW |
Good day and thank you for standing by. Welcome to the Ally Financial Third Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker’s presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today’s conference is being recorded.