Amy K. Smith | Humana, Inc. |
Bruce D. Broussard | Humana, Inc. |
Brian A. Kane | Humana, Inc. |
Kevin Mark Fischbeck | Bank of America Merrill Lynch |
Justin Lake | Wolfe Research LLC |
Joshua Raskin | Nephron Research LLC |
Matt Borsch | BMO Capital Markets (United States) |
Peter Heinz Costa | Wells Fargo Securities LLC |
A.J. Rice | Credit Suisse Securities (NYSE:USA) LLC |
Stephen Tanal | Goldman Sachs & Co. LLC |
Ralph Giacobbe | Citigroup Global Markets, Inc. |
Zachary Sopcak | Morgan Stanley & Co. LLC |
David Howard Windley | Jefferies LLC |
Sarah E. James | Piper Jaffray & Co. |
Ana A. Gupte | Leerink Partners LLC |
Frank George Morgan | RBC Capital Markets LLC |
Gary P. Taylor | JPMorgan Securities LLC |
Good morning. My name is Poly and I will be your conference operator today. At this time, I would like to welcome everyone to the Humana Second Quarter Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.