Amy Smith | Vice President of Investor Relations |
Bruce Broussard | President and Chief Executive Officer |
Brian Kane | Chief Financial Officer |
Joseph Ventura | Chief Legal Officer |
Charles Rhyee | Cowen and Company, LLC |
A.J. Rice | Credit Suisse |
Peter Costa | Wells Fargo Securities |
Justin Lake | Wolfe Research, LLC |
David Styblo | Jefferies LLC |
Sarah James | Piper Sandler |
George Hill | Deutsche Bank |
Kevin Fischbeck | Bank of America Merrill Lynch |
Joshua Raskin | Nephron Research LLC |
Ricky Goldwasser | Morgan Stanley |
Stephen Tanal | Goldman Sachs |
Ralph Giacobbe | Citigroup, Inc. |
Frank Morgan | RBC Capital Markets |
Steven Valiquette | Barclays PLC |
Gary Taylor | JPMorgan Chase & Co. |
Whit Mayo | UBS |
Scott Fidel | Stephens Inc. |
Michael Newshel | Evercore ISI |
Ladies and gentlemen, thank you for standing by, and welcome to the Humana Fourth Quarter Earnings Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] Please note that today's conference is being recorded. Thank you.