Lisa Stoner | Vice President-Investor Relations |
Bruce Broussard | President and Chief Executive Officer |
Susan Diamond | Chief Financial Officer |
Joe Ventura | Chief Legal Officer |
Matthew Borsch | BMO Capital Markets |
Justin Lake | Wolfe Research |
Kevin Fischbeck | Bank of America |
Stephen Baxter | Wells Fargo |
A.J. Rice | Credit Suisse |
Josh Raskin | Nephron Research |
Scott Fidel | Stephens |
Kevin Caliendo | UBS |
Dave Windley | Jefferies |
Ricky Goldwasser | Morgan Stanley |
Whit Mayo | SVB Leerink |
Nathan Rich | Goldman Sachs |
Gary Taylor | Cowen |
Lisa Gill | JPMorgan |
George Hill | Deutsche Bank |
Rob Cottrell | Cleveland Research |
Steven Valiquette | Barclays |
Good day and thank you for standing by. Welcome to the Humana Fourth Quarter Earnings Call. At this time all participants are in listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised today's conference maybe recorded.