Mark Muth | Huntington Bancshares, Inc. |
Stephen D. Steinour | Huntington Bancshares, Inc. |
Howell D. McCullough III | Huntington Bancshares, Inc. |
Daniel J. Neumeyer | Huntington Bancshares, Inc. |
Ken Usdin | Jefferies LLC |
John Pancari | Evercore Group LLC |
Ricky Dodds | Deutsche Bank Securities, Inc. |
Ken Zerbe | Morgan Stanley & Co. LLC |
R. Scott Siefers | Sandler O'Neill & Partners LP |
Steven Alexopoulos | JPMorgan Securities LLC |
Jon Arfstrom | RBC Capital Markets LLC |
Brian Klock | Keefe, Bruyette & Woods, Inc. |
Greetings and welcome to the Huntington Bancshares' Second Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation.
As a reminder, this conference is being recorded. I would now like to turn the conference over to your host, Mark Muth, Director of Investor Relations.