Mark Muth | Director-Investor Relations |
Steve Steinour | Chairman, President and Chief Executive Officer |
Mac McCullough | Chief Financial Officer |
Scott Siefers | Sandler O’Neill |
Ken Usdin | Jefferies |
Ken Zerbe | Morgan Stanley |
John Pancari | Evercore ISI |
Peter Winter | Wedbush |
Marty Mosby | Vining Sparks |
Lana Chan | BMO |
Jon Arfstrom | RBC |
Kevin Barker | Piper Jaffray |
Matt O’Connor | Deutsche Bank |
Greetings, and welcome to Huntington Bancshares Fourth Quarter Earnings Call. [Operator Instructions].
As a reminder, this conference is being recorded. I would now like to turn the conference over to your host, Mark Muth, Director of Investor Relations. Thank you.