Mark Muth | Director of IR |
Steve Steinour | Chairman, President and CEO |
Zach Wasserman | CFO |
Rich Pohle | Chief Credit Officer |
Scott Siefers | Piper Sandler |
Jon Arfstrom | RBC Capital Markets |
Erika Najarian | Bank of America |
Ken Usdin | Jefferies |
David George | Baird |
Ken Zerbe | Morgan Stanley |
John Pancari | Evercore ISI |
Bill Carcache | Wolfe Research |
Janet Lee | JPMorgan |
Brock Vandervliet | UBS |
Greetings and welcome to the Huntington Bancshares Third Quarter Earnings Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. I would now like to turn the conference over to your host, Mr.