Mark Muth | Director, IR |
Steve Steinour | Chairman, President and CEO |
Zach Wasserman | CFO |
Derek Meyer | EVP and Corporate Treasurer |
Scott Sievers | Piper Sandler |
Ken Zerbe | Morgan Stanley |
Steven Alexopoulos | JPMorgan |
Ebrahim Poonawala | Bank of America |
Brian Cohen | Autonomous |
David Konrad | KBW |
Jon Arfstrom | RBC Capital Markets |
Ken Usdin | Jefferies |
Greetings, and welcome to the Huntington Bancshares Second Quarter Earnings Conference call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. I'd now like to turn the conference over to your host, Mark Muth, Director of Investor Relations.