Tim Sedabres | Director, Investor Relations |
Steve Steinour | Chairman, President & Chief Executive Officer |
Zach Wasserman | Chief Financial Officer |
Rich Pohle | Chief Credit Officer |
John Pancari | Evercore |
Betsy Graseck | Morgan Stanley |
Steven Alexopoulos | JPMorgan |
Ken Usdin | Jefferies |
Ebrahim Poonawala | Bank of America |
Jon Arfstrom | RBC Capital Markets |
David Long | Raymond James |
Erika Najarian | UBS |
Scott Siefers | Piper Sandler |
David Konrad | KBW |
Greetings and welcome to the Huntington Bancshares Second Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. I would now like to turn the call over to your host, Mr.