Vivian Zhou | Head-Investor Relations |
Steve Squeri | Chairman and Chief Executive Officer |
Jeff Campbell | Chief Financial Officer |
Don Fandetti | Wells Fargo |
Craig Maurer | Autonomous Research |
Mark DeVries | Barclays |
Betsy Graseck | Morgan Stanley |
Mihir Bhatia | Bank of America |
Meng Jiao | Deutsche Bank |
Bill Carcache | Wolfe Research |
Ryan Nash | Goldman Sachs |
Jamie Friedman | Susquehanna Research |
Bob Napoli | William Blair |
Rick Shane | JPMorgan |
Sanjay Sakhrani | KBW |
Ladies and gentlemen, thank you for standing by. Welcome to the American Express Q1 2021 Earnings Call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session. [Operator Instructions] As a reminder, today’s call is being recorded.