David Young | Vice President of Investor Relations |
Dan Amos | Chairman and CEO |
Fred Crawford | President and COO |
Max Broden | EVP, CFO |
Teresa White | President, Aflac U.S. |
Virgil Miller | President, Individual and Group Benefits |
Eric Kirsch | Global Chief Investment Officer and President of Aflac Global Investments |
Brad Dyslin | Deputy Global Chief Investment Officer |
Al Riggieri | Global Chief Risk Officer and Chief Actuary |
June Howard | Chief Accounting Officer |
Steve Beaver | CFO of Aflac U.S. |
Charles Lake | Chairman and Representative Director, President of Aflac International |
Masatoshi Koide | President and Representative Director |
Todd Daniels | Director and CFO |
Koichiro Yoshizumi | Director, Deputy President and Director of Sales and Marketing |
Nigel Dally | Morgan Stanley |
Jimmy Bhullar | JPMorgan |
John Barnidge | Piper Sandler |
Humphrey Lee | Dowling & Partners |
Good day, and welcome to the Aflac Incorporated Fourth Quarter 2021 Earnings Call. All participants will be in a listen-only mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to David Young, Vice President of Investor Relations. Please go ahead.