Arvind Krishna | Chairman and Chief Executive Officer |
James J. Kavanaugh | Senior Vice President and Chief Financial Officer |
Patricia Murphy | Vice President-Investor Relations |
Wamsi Mohan | Bank of America |
Toni Sacconaghi | Bernstein |
Katy Huberty | Morgan Stanley |
Tien-Tsin Huang | JP Morgan |
Jim Suva | Citigroup |
Keith Bachman | Bank of Montreal |
David Grossman | Stifel |
Welcome and thank you for standing by. At this time, all participants are in a listen-only mode. Today's conference is being recorded.
If you have any objections, you may disconnect at this time.
Now I will turn the meeting over to Ms.