Tom White | Senior Vice President-Investor Relations |
Rick McKenney | Chief Executive Officer |
Jack McGarry | Chief Financial Officer |
Mike Simonds | Chief Executive Officer-Unum US |
Ryan Krueger | KBW |
Jimmy Bhullar | JP Morgan |
Mark Hughes | SunTrust |
Tom Gallagher | Evercore |
Randy Binner | B. Riley |
John Nadel | UBS |
Erik Bass | Autonomous Research. |
Humphrey Lee | Dowling & Partners |
Alex Scott | Goldman Sachs |
Josh Shanker | Deutsche Bank |
Suneet Kamath | Citi |
Rob Dargan | Wells Fargo Securities |
Good day, and welcome to the Unum Third Quarter 2018 Earnings Conference Call. Today’s call is being recorded. At this time, I would like to turn the conference over to Tom White. Please go ahead sir.
Great.