Tom White | Investor Relations |
Rick McKenney | President and Chief Executive Officer |
Jack McGarry | Chief Financial Officer |
Mike Simonds | Chief Executive Officer, Unum U.S. |
Peter O'Donnell | Chief Executive Officer, Unum International |
Tim Arnold | Chief Executive Officer, Colonial Life |
Steve Zabel | Chief Executive Officer, Closed Block |
Josh Shanker | Deutsche Bank |
Humphrey Lee | Dowling & Partners |
Ryan Krueger | KBW |
John Nadel | UBS |
Jimmy Bhullar | JPMorgan |
Alex Scott | Goldman Sachs |
Erik Bass | Autonomous Research |
Tom Gallagher | Evercore ISI |
Mark Hughes | SunTrust |
Good day and welcome to the Unum 4Q 2018 Earnings Conference Call. Today’s call is being recorded. At this time, I would like to turn the call over to Tom White, Head of Investor Relations. Please go ahead sir.
Great.