Thomas White | SVP, IR |
Richard McKenney | President, CEO & Director |
John McGarry | EVP & CFO |
Michael Simonds | EVP, President & CEO, Unum US |
Steven Zabel | President, U.S. Closed Block Operations |
Timothy Arnold | EVP, President & CEO, Colonial Life |
Jamminder Bhullar | JPMorgan Chase & Co. |
Humphrey Lee | Dowling & Partners Securities |
John Nadel | UBS Investment Bank |
Erik Bass | Autonomous Research |
Taylor Scott | Goldman Sachs Group |
Thomas Gallagher | Evercore ISI |
Joshua Shanker | Deutsche Bank |
Ryan Krueger | KBW |
Suneet Kamath | Citigroup |
Michael Ramirez | SunTrust Robinson Humphrey |
Good day, everyone, and welcome to the Unum Group First Quarter 2019 Earnings Conference Call. Today's call is being recorded. At this time, I would like to turn the conference over to Tom White. Please go ahead, sir.
Great.