Al Copersino | Vice President, Investor Relations |
Dennis Glass | President & Chief Executive Officer |
Ellen Cooper | Chief Executive Officer-Elect |
Randy Freitag | Chief Financial Officer & Head of Individual Life |
Nigel Dally | Morgan Stanley |
Tom Gallagher | Evercore |
Ryan Krueger | KBW |
Alex Scott | Goldman Sachs |
Suneet Kamath | Jefferies |
Good morning and thank you for joining Lincoln Financial Group’s First Quarter 2022 Earnings Conference Call. At this time, all lines are in a listen-only mode. Later, we will announce the opportunity for questions and instructions will be given at that time. [Operator Instructions] Now, I would like to turn the conference over to the Vice President of Investor Relations, Al Copersino. Please go ahead, sir.