Al Copersino | VP, IR |
Ellen Cooper | President, CEO |
Randy Freitag | CFO |
Elyse Greenspan | Wells Fargo |
Erik Bass | Autonomous Research |
Jimmy Bhullar | JP Morgan |
John Barnidge | Piper Sandler |
Josh Shanker | Bank of America |
Mike Ward | Citi |
Tom Gallagher | Evercore ISI |
Good morning, and thank you for joining Lincoln Financial Group's Second Quarter 2022 Earnings Conference Call. At this time, all lines are in a listen-only mode. Later, we will announce the opportunity for questions and instructions will be given at that time. [Operator Instructions] Now, I will turn the conference over to Vice President of Investor Relations, Al Copersino. Please go ahead, sir.