Jason Weber | SVP and Director of Corporate Development |
E. Philip Wenger | Chairman and CEO |
Mark McCollom | Senior EVP and CFO |
Austin Nicholas | Stephens Inc. |
Chris McGratty | KBW |
Joe Gladue | Merion Capital Group |
Russell Gunther | D.A. Davidson & Co. |
Matthew Schultheis | Boenning & Scattergood Inc. |
Matthew Breese | Piper Jaffray & Co. |
Good day, ladies and gentlemen and welcome to the Fulton Financial Fourth Quarter Results Call. At this time all participants are in a listen-only mode. Later we will conduct a question-and-answer session and instructions will be given at that time. [Operator Instructions].
As a reminder today's conference is being recorded.