|Michael Scudder||Chairman and Chief Executive Officer|
|Mark Sander||President and Chief Operating Officer|
|Patrick Barrett||Executive Vice President and Chief Financial Officer|
|Bradley Milsaps||Sandler O'Neill & Partners LP|
|Michael Young||SunTrust Robinson Humphrey, Inc.|
|Christopher McGratty||Keefe, Bruyette & Woods, Inc.|
|Kevin Reevey||D.A. Davidson & Co.|
|Terry McEvoy||Stephens Inc.|
|Nathan Race||Piper Jaffray|
Good morning, ladies and gentlemen, and welcome to the First Midwest Bancorp 2019 Second Quarter Earnings Conference Call.
Following the close of the market yesterday, the Company released its earnings results for the second quarter of 2019 and also issued presentation materials that will be referred to during the call today. These provide both historical financial information and the Company's outlook for 2019.
During the course of the discussion today, management's comments and the presentation materials may include forward-looking statements. These statements are based upon the Company's current beliefs and are not historical facts or guarantees of future performance or outcomes.