|Michael L. Scudder||Chairman and CEO|
|Mark G. Sander||President and COO|
|Patrick S. Barrett||EVP and CFO|
|Terry McEvoy||Stephens, Inc.|
|Nathan Race||Piper Jaffray|
|Christopher McGratty||Keefe Bruyette & Woods Inc.|
|Michael Young||Truist Securities|
Good morning, ladies and gentlemen, and welcome to the First Midwest Bancorp 2020 Third Quarter Earnings Conference Call.
Following the close of the market yesterday, First Midwest released its earnings results for the third quarter 2020, and issued presentation materials that will be referred to during the call today.
During the course of the discussion today, management's comments and the presentation materials may include forward-looking statements and non-GAAP financial information. The Company refers you to the forward-looking statement, non-GAAP and other legends included in this earnings release and presentation materials, which should be considered for the call today. This call is being recorded.