|Mike Scudder||Chairman and Chief Executive Officer|
|Mark Sander||President and Chief Operating Officer|
|Pat Barrett||Executive Vice President and Chief Financial Officer|
|Daniel Tamayo||Raymond James|
|Nathan Race||Piper Sandler|
|Michael Young||Truist Securities|
Good morning, ladies and gentlemen, and welcome to the First Midwest Bancorp 2020 Fourth Quarter and Full Year Earnings Conference Call.
Following the close of the market yesterday, First Midwest released its earnings results for the fourth quarter and full year of 2020 and issued presentation materials that will be referred to during the call today.
During the course of the discussion, management’s comments and the presentation materials may include forward-looking statements and non-GAAP financial information. The company refers you to the forward-looking statement, non-GAAP and other legends included in its earnings release and presentation materials, which should be considered for the call today. This call is being recorded and all participants are in a listen-only mode.