Lindsey Bibby | Vice President and Investor Relations Officer |
Lee Gibson | President and CEO |
Julie Shamburger | Senior Executive Vice President and CFO |
Michael Young | SunTrust Robinson Humphrey |
Brad Milsaps | Sandler O’Neill |
Brady Gailey | KBW |
Good morning, ladies and gentlemen. And welcome to the Southside Bancshares’ Fourth Quarter and Year End 2018 Earnings Call. At this time, all participants are in a listen-only mode. Later we will conduct the question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, this conference call is being recorded.