Lindsey Bailes | IR |
Lee Gibson | President & CEO |
Julie Shamburger | CFO |
Brett Rabatin | Hovde Group |
Michael Young | Truist Securities |
Graham Dick | Piper Sandler |
Woody Lay | KBW |
Good morning, ladies and gentlemen. Welcome to the Southside Bancshares Inc Fourth Quarter and Year-End 2020 Earnings Call. At this time, all participants are in a listen-only mode. Later we will conduct a question and answer session and instruction will follow at that time. [Operator Instructions] As a reminder, this conference call is being recorded.