Craig Dwight | executive |
Mark Secor | executive |
Thomas Prame | executive |
Terence McEvoy | analyst |
Nathan Race | analyst |
Damon Del Monte | analyst |
David Joseph Long | analyst |
Brian Martin | analyst |
Noe Najera | executive |
Lynn Kerber | executive |
Good morning, everyone, and welcome to the Horizon Bancorp conference call to discuss financial results for the third quarter of 2022. [Operator Instructions] Please note, this event is being recorded.
Before turning the call over to management, please remember that today's call may contain statements that are forward-looking in nature. These statements are subject to risks, uncertainties and other factors that could cause actual results to differ materially from those discussed, including factors noted in the slide presentation.
Additional information about the factors that could cause actual results to differ materially is contained in the Horizon's current 10-K and later filings.