Thomas Prame | executive |
Lynn Kerber | executive |
Mark Secor | executive |
Terence McEvoy | analyst |
Nathan Race | analyst |
Damon Del Monte | analyst |
Brian Martin | analyst |
Good morning, everyone, and welcome to the Horizon Bancorp Inc. Conference Call to discuss financial results for the fourth quarter and full year 2023. [Operator Instructions]. Please note this event is being recorded.
Before turning the call over to management, please remember that today's call may contain statements that are forward-looking in nature.