James Ryan | Chief Executive Officer |
Brendon Falconer | Senior Executive Vice President and Chief Financial Officer |
Daryl Moore | Senior Executive Vice President and Chief Credit Executive |
James Sandgren | President and Chief Operating Officer |
Scott Siefers | Sandler O'Neill |
Chris McGratty | KBW |
Terry McEvoy | Stephens |
Kevin Swanson | Hovde Group |
Welcome to the Old National Bancorp Fourth Quarter 2019 Earnings Conference Call. This call is being recorded and has been made accessible to the public in accordance with the SEC’s Regulation FD. Corresponding presentation slides can be found on the Investor Relations page at oldnational.com and will be archived there for 12 months.
Before turning the call over, management would like to remind everyone that as noted on slide two, certain statements on today's call may be forward-looking in nature and are subject to certain risks, uncertainties and other factors that could cause actual results to differ from those discussed. The company’s risk factors are fully disclosed and discussed within SEC filings.