Lee McEntire | Investor Relations |
Brian Moynihan | Chairman and Chief Executive Officer |
Paul Donofrio | Chief Financial Officer |
Nancy Bush | NAB Research |
Glenn Schorr | Evercore ISI |
John McDonald | Bernstein |
Betsy Graseck | Morgan Stanley |
Mike Mayo | Wells Fargo Securities |
Steven Chubak | Nomura Instinet |
Matt O'Connor | Deutsche Bank |
Brian Kleinhanzl | KBW |
Ken Usdin | Jefferies |
Jim Mitchell | Buckingham Research |
Gerard Cassidy | RBC |
Saul Martinez | UBS |
Good day and welcome to the Bank of America Earnings Announcement. [Operator Instructions] It is now my pleasure to turn the conference over to Mr. Lee McEntire. Please go ahead, sir.
Good morning.