Lee McEntire | Investor Relations |
Brian Moynihan | Chairman and Chief Executive Officer |
Paul Donofrio | Chief Financial Officer |
Betsy Graseck | Morgan Stanley |
John McDonald | Bernstein |
Steven Chubak | Nomura Instinet |
Glenn Schorr | Evercore ISI |
Matt O'Connor | Deutsche Bank |
Mike Mayo | Wells Fargo Securities |
Ken Usdin | Jefferies |
Saul Martinez | UBS |
Marty Mosby | Vining Sparks |
Gerard Cassidy | RBC |
Vivek Juneja | JP Morgan |
Brian Kleinhanzl | KBW |
Good day, ladies and gentlemen and welcome to the Bank of America Fourth Quarter 2017 Earnings Announcement. Currently all phone lines are in a listen-only mode. Later there will be an opportunity to ask questions during the question answer session. [Operator Instructions]Please be advised today’s program maybe recorded. It is now my pleasure to turn the program over to Mr.