Lee McEntire | Senior Vice President-Investor Relations |
Brian Moynihan | Chairman and Chief Executive Officer |
Paul Donofrio | Chief Financial Officer |
Jim Mitchell | Buckingham Research |
Mike Mayo | Wells Fargo |
Glenn Schorr | Evercore |
John McDonald | Autonomous Research |
Betsy Graseck | Morgan Stanley |
Saul Martinez | UBS |
Ken Usdin | Jefferies |
Brian Kleinhanzl | KBW |
Matt O’Connor | Deutsche Bank |
Gerard Cassidy | RBC |
Hello and thank you for joining the Bank of America Third Quarter Earnings Announcement. At this time, all participants are in a listen-only mode. Later, you will have an opportunity to ask questions during the question-and-answer session. Please note this call maybe recorded. I’ll be standing by should you need any assistance.