|Lee McEntire||Investor Relations|
|Brian Moynihan||Chairman of the Board and Chief Executive Officer, Bank of America|
|Paul Donofrio||Chief Financial Officer|
|Glenn Schorr||Evercore ISI|
|Jim Mitchell||Seaport Global Securities LLC|
|Betsy Graseck||Morgan Stanley|
|Mike Mayo||Wells Fargo Securities LLC|
|Matt O'Connor||Deutsche Bank|
|John McDonald||Autonomous Research|
|Charles Peabody||Portales Partners LLC|
Good day, and welcome to the Bank of America Third Quarter Earnings announcement. [Operator instructions] Please be advised today's program may be recorded. It is now my pleasure to turn the program over to your host, Lee McEntire.
Good morning. Welcome and thank you for joining the call to review the third quarter results.