Lee McEntire | Investor Relations |
Brian Moynihan | Chief Executive Officer |
Paul Donofrio | Chief Financial Officer |
John McDonald | Autonomous Research |
Mike Mayo | Wells Fargo |
Glenn Schorr | Evercore |
Matt O'Connor | Deutsche Bank |
Betsy Graseck | Morgan Stanley |
Vivek Juneja | JPMorgan |
Ken Usdin | Jefferies |
Jim Mitchell | Seaport Global |
Gerard Cassidy | RBC Capital Markets |
Brian Kleinhanzl | KBW |
Charles Peabody | Portales |
Good day, everyone and welcome to today's Bank of America Fourth Quarter Earnings Announcement's Conference Call. At this time, all participants are in a listen-only mode. Later you will have the opportunity to ask questions during the question-and-answer session. [Operator Instructions] Please note, today's call is being recorded. And it's now my pleasure to turn the conference over to Lee McEntire.