Lee McIntyre | IR |
Brian Moynihan | CEO |
Alastair Borthwick | CFO |
Glenn Schorr | Evercore |
John McDonald | Autonomous Research |
Mike Mayo | Wells Fargo |
Jim Mitchell | Seaport Global |
Erika Najarian | UBS |
Matt O'Connor | Deutsche Bank |
Ken Usdin | Jefferies |
Betsy Graseck | Morgan Stanley |
Steven Chubak | Wolfe Research |
Gerard Cassidy | RBC |
Good day, everyone, and welcome to the Fourth Quarter Bank of America Earnings Announcement Call. At this time, all participants are in a listen-only mode. Later, you will have the opportunity to ask questions during the question-and-answer session. [Operator Instructions] Please note, this call may be recorded. I will be stating by if you should need any assistance.