Scott Crawley | Principal Accounting Officer and Corporate Controller |
Archie Brown | President, Chief Executive Officer and Director |
James Anderson | Executive Vice President and Chief Financial Officer |
Bill Harrod | Chief Credit Officer |
Scott Siefers | Sandler O'Neill & Partners LP |
Christopher McGratty | Keefe Bruyette & Woods Inc. |
Terry McEvoy | Stephens Inc. |
Nathan Race | Piper Jaffray |
Jon Arfstrom | RBC Capital Markets LLC |
Good morning and welcome to the First Financial Bancorp Third Quarter 2019 Earnings Conference Call and Webcast. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded.
I now would like to turn the conference over to your host today Mr.