Scott Crawley | Corporate Controller & Principal Accounting Officer |
Archie Brown | President, CEO & Director |
James Anderson | EVP & CFO |
Robert Siefers | Piper Sandler & Co. |
Christopher McGratty | KBW |
Jon Arfstrom | RBC Capital Markets |
Good day, and welcome to the First Financial Bancorp Fourth Quarter 2019 Earnings Conference Call and Webcast. [Operator Instructions]. Please note, this event is being recorded. I would now like to turn the conference over to Mr. Scott Crawley, Corporate Controller.