Denis Sheahan | Chairman, President & Chief Executive Officer |
Michael Carotenuto | Chief Financial Officer |
Mark Fitzgibbon | Piper Sandler |
Chris O'Connell | KBW |
William Wallace | Raymond James |
Welcome to the Cambridge Bancorp Fourth Quarter Earnings Conference Call.
We will be making forward-looking statements during this call and actual results may differ materially. We encourage you to review the disclaimer in our earnings release dealing with forward-looking information which applies to statements made in this call.
In addition, some of our discussion may include references to non-GAAP financial measures. Information about those measures, including reconciliation to GAAP measures, may be found in our SEC filings and our earnings release.