Ryan Thomas | Vice President of Finance and Investor Relations |
Mike Price | President and CEO |
Jim Reske | Executive Vice President and Chief Financial Officer |
Jane Grebenc | Chief Revenue Officer and President |
Brian Karrip | Chief Credit Officer |
Mark Lopushansky | Chief Treasury Officer |
Frank Schiraldi | Sandler O'Neill |
Zach Weiss | B. Riley FBR |
Russell Gunther | DA Davidson |
Collyn Gilbert | KBW |
Daniel Cardenas | Raymond James |
Good day, and welcome to the First Commonwealth Bank's Fourth Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Mr.