Ryan Thomas | VP, Finance and IR |
Mike Price | President and CEO |
Jim Reske | CFO |
Brian Karrip | Chief Credit Officer |
Jane Grebenc | Bank President and Chief Revenue Officer |
Frank Schiraldi | Piper Sandler |
Steve Moss | B. Riley Securities |
Russell Gunther | D.A. Davidson |
Steven Duong | RBC Capital Markets |
Joe Plevelich | Boenning & Scattergood |
Good day and welcome to the Fourth Quarter 2020 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I'd now like to turn the conference over to Ryan Thomas, Vice President of Finance and Investor Relations.