Mike Price | President and Chief Executive Officer |
Ryan Thomas | Vice President of Finance and Investor Relations |
Jim Reske | Chief Financial Officer |
Jane Grebenc | Bank President and Chief Revenue Officer |
Brian Karrip | Chief Credit Officer |
Mike Perito | KBW |
Daniel Tamayo | Raymond James |
Russell Gunther | D.A. Davidson |
Frank Schiraldi | Piper Sandler |
Matthew Breese | Stephens |
Steve Moss | B. Riley |
Good afternoon. My name is David (ph) and I will be your conference operator today. At this time, I'd like to welcome everyone to the First Commonwealth Financial Corporation Fourth Quarter 2021 Earnings Release Conference Call. Today's conference is being recorded. All lines have been placed on mute to prevent any background noise.