Ryan Thomas | VP, Finance and IR |
Thomas Price | President, CEO & Director |
James Reske | EVP, CFO & Treasurer |
Stephen Moss | B. Riley Securities, Inc. |
Karl Shepard | RBC Capital Markets |
Michael Perito | KBW |
Frank Schiraldi | Piper Sandler & Co. |
Matthew Breese | Stephens Inc. |
Daniel Tamayo | Raymond James & Associates |
Good afternoon. My name is Emma, and I will be your conference operator today. At this time, I would like to welcome everyone to the First Commonwealth Financial Corporation Second Quarter 2022 Earnings Call. [Operator Instructions]. Ryan Thomas, Vice President of Finance and Investor Relations, you may begin your conference.