Bryan Gill | EVP, Director, IR |
William Demchak | Chairman, President & CEO |
Robert Reilly | EVP & CFO |
John Pancari | Evercore ISI |
Betsy Graseck | Morgan Stanley |
John McDonald | Autonomous Research |
Erika Najarian | Bank of America Merrill Lynch |
Robert Siefers | Sandler O'Neill + Partners |
Gerard Cassidy | RBC Capital Markets |
Matthew O'Connor | Deutsche Bank |
Kevin Barker | Piper Jaffray Companies |
Michael Mayo | Wells Fargo Securities |
Brian Klock | KBW |
Saul Martinez | UBS Investment Bank |
Kenneth Usdin | Jefferies |
Good morning. My name is Edison, and I will be your conference operator today. At this time, I would like to welcome everyone to The PNC Financial Services Group Earnings Conference Call. [Operator Instructions].
As a reminder, this conference is being recorded.