Bill Demchak | President and Chief Executive Officer |
Bryan Gill | Director of Investor Relations |
Rob Reilly | Chief Financial Officer |
Dave George | Baird |
John Penn Carey | Evercore ISI |
Scott Siefers | Piper Sandler |
Betsy Graseck | Morgan Stanley |
Gerard Cassidy | RBC |
Mike Mayo | Wells Fargo Securities |
John McDonald | Autonomous Research |
Bill Carcache | Wolfe Research |
Ken Usdin | Jefferies |
Terry McEvoy | Stephens |
Matt O'Connor | Deutsche Bank |
Gerard Cassidy | RBC |
Mike Mayo | Wells Fargo Securities |
Good morning. My name is Jennifer (ph), and I will be your Conference Operator today. At this time, I'd like to welcome everyone to The PNC Bank's Third Quarter Conference Call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question-and-answer session.