Bryan Gill | executive |
William Demchak | executive |
Robert Reilly | executive |
John Pancari | analyst |
Robert Siefers | analyst |
Gerard Cassidy | analyst |
Bill Carcache | analyst |
Peter Troisi | analyst |
Michael Mayo | analyst |
Kenneth Usdin | analyst |
Well, good morning, and welcome to today's conference call for the PNC Financial Services Group. I am Bryan Gill, the Director of Investor Relations for PNC and participating on this call are PNC's Chairman, President and CEO, Bill Demchak; and Rob Reilly, Executive Vice President and CFO. Today's presentation contains forward-looking information. Cautionary statements about this information as well as reconciliations of non-GAAP measures are included in today's earnings release materials as well as our SEC filings and other investor materials. These are all available on our corporate website, pnc.com, under Investor Relations.