Marc Piro | Senior Vice President, Investor Relations |
Gerald Lipkin | Chairman and Chief Executive Officer |
Alan Eskow | Senior Executive Vice President and Chief Financial Officer |
Rudy Schupp | President and Chief Banking Officer |
Ira Robbins | President |
Joe Chillura | Chief Executive Officer, USAmeriBank |
Tom Iadanza | Chief Lending Officer |
Maria Catalina | JPMorgan |
Collyn Gilbert | KBW |
Brody Preston | Piper Jaffray |
David Chiaverini | Wedbush Securities |
Frank Schiraldi | Sandler O'Neill |
Ladies and gentlemen, thank you for standing by and welcome to the Valley National Bank’s Third Quarter Earnings Release. At this time, all lines are in a listen-only mode. [Operator Instructions] As a reminder, today’s conference is being recorded. And I would now like to turn the conference over to Senior Vice President, Investor Relations, Marc Piro. Please go ahead.