Rick Kraemer | IR |
Ira Robbins | President and CEO |
Alan Eskow | SEVP and CFO |
Frank Schiraldi | Sandler O'Neill |
Ken Zerbe | Morgan Stanley |
Collyn Gilbert | KBW |
Matthew Breese | Piper Jaffray |
David Chiaverini | Wedbush Securities |
Ladies and gentlemen, thank you for standing by and welcome to the Valley National Bank’s First Quarter Earnings Release. At this time, all participant lines are in a listen-only mode. There will be an opportunity for your question. Instructions will be given at that time. [Operator Instructions] As a reminder, the call is being recorded.