Rick Kraemer | IR |
Ira Robbins | President and CEO |
Alan Eskow | Senior EVP and CFO |
Thomas Iadanza | Chief Lending Officer and Senior EVP |
Frank Schiraldi | Sandler O'Neill |
Steven Alexopoulos | JP Morgan |
Austin Nicholas | Stephens |
Ken Zerbe | Morgan Stanley |
Matthew Breese | Piper Jaffray |
Collyn Gilbert | KBW |
David Chiaverini | Wedbush Securities |
Good day ladies and gentlemen, and welcome to Valley National Bancorp's Earnings Conference Call. At this time, all lines are in a listen-only mode. Later, we will conduct a question-and-answer session, instructions will follow at that time. [Operator Instructions]. I will now turn the conference over to your host, Rick Kraemer, Investor Relations Officer.